Other climate-related disclosures (E1‑7, E1‑8, E1‑9)

As a Group, we do not engage in direct activities related to the removal and storage of greenhouse gases within our own operations or in the value chain. However, in 2024, we purchased 13,658 CER units, which offset 13,657.54 tonnes of CO2 equivalent emissions. These are an additional environmental measure by the Banco Santander Group, and their purchase does not affect the objectives or activities of the Santander Bank Polska Group in terms of reducing its own emissions or financed emissions. Credits are obtained from two projects that are carried out outside the value chain and outside the European Union. These are reduction projects that are validated by the Gold Standard (GS) and the Verified Carbon Standard (VCS). The purchase of credits for all subsidiaries is coordinated by the Banco Santander Group, which carries out the selection and due diligence process.

We do not apply internal carbon pricing.

With respect to disclosures regarding expected financial impacts from significant physical and transition risks and potential climate-related opportunities (E1-9), we have chosen to apply a “phase-in” period and therefore we do not disclose this information in this statement.