Corporate Social Responsibility Report 2019
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Glossary

Agile
Agile ways of  work are based on interdisciplinary teams which are close to the customer and can quickly implement new solutions
BGK
Bank Gospodarstwa Krajowegoy
OHS
Occupational Health and Safety
CIB
Corporate and Investment Banking
Contact Centre
Centre for contacts with customers (Multichannel Communication Centre)
CRM
Customer Relationship Management
CSR
Corporate Sustainability and Responsibility
EBRD
European Bank for Reconstruction and Development
EPG
Equal Pay by Gender. Santander Bank Polska monitors the EPG indicator.
Equator Principles
International project on social and environmental risks with the participation of financial institutions
ESG
Environmental, Social and Governance. ESG means non-financial rating factors for companies and organisations: environmental (E), social (S) and governance (G).
FOB
Responsible Business Forum
GPG
Gender Pay Gap. Santander Bank Polska monitors the GPG indicator.
GRI
Global Reporting Initiative
Stakeholders
Parties who have influence on the organisation or are under the organisation’s influence
IFC
International Finance Corporation
LEED
Leadership in Energy and Environmental Design
LIBOR
London Interbank Offered Rate
MCC
Multichannel Communication Centre
Misselling
Irresponsible and unethical selling of financial products
SME
Small and Medium-Size Enterprises
NBP
National Bank of Poland
NPS
Net Promoter Score – an indicator for measuring customer loyalty and customer propensity to recommend a brand
OBB
Barrier-free service
PSL
Polish Sign Language. Remote video service in PSL is provided by the bank’s Contact Centre employees.
POS
Point of sale terminal for cashless payments.
PRB
Principles for Responsible Banking – a set of six principles which define the framework for responsible management in the banking sector
WIG-ESG
Index of companies listed on the Warsaw Stock Exchange, including companies participating in the WIG20 and mWIG40 indices.
SDGs
The UN’s sustainable development goals set for the period 2015-2030. They influence the activities and reporting of the results of individual countries, international and national initiatives and a wide variety of parties, including entrepreneurs and the business community.
Spread
Difference between FX sell and buy ratios.
TCFD
Task Force on Climate-related Financial Disclosures appointed by the G20 Financial Stability Board.
UN Global Compact
United Nations initiative for corporate social responsibility and sustainable development.
VR
Virtual Reality created using information technologies.
ZBP
Polish Bank Association.