Eco-friendly products and services

  • Goal 13 - Climate action
    Goal 13 - Climate action
    Goal 13 - Climate action
  • Goal 17 - Peace, justice and strong institutions
    Goal 17 - Peace, justice and strong institutions
    Goal 17 - Peace, justice and strong institutions
  • GRI:
  • Management of material topics (identified as material in the materiality matrix) for the topic: Aligning the portfolio with the objectives of the Net Zero 2050 strategy3-3
    Management of material topics (identified as material in the materiality matrix) for the topic: Aligning the portfolio with the objectives of the Net Zero 2050 strategy
  • TCFD:
  • Integrating the assessment of climate-related risks and opportunities into relevant Investment, Credit and Insurance StrategiesKE/TCFD
    Integrating the assessment of climate-related risks and opportunities into relevant Investment, Credit and Insurance Strategies
  • GRI:
  • Main eco-friendly products and services offered to customers, including the offer that influences climate change solutionsCustom indicator
    Main eco-friendly products and services offered to customers, including the offer that influences climate change solutions
  • ESG:
  • Our approach to the environmentE- Enviroment
    Our approach to the environment
  • PRB:
  • We will continuously increase our positive impacts while reducing the negative impacts on, and managing the risks to, people and environment resulting from our activities, products and services.2 Impact
    We will continuously increase our positive impacts while reducing the negative impacts on, and managing the risks to, people and environment resulting from our activities, products and services.
  • We will work responsibly with our clients and our customers to encourage sustainable practices and enable economic activities that create shared prosperity for current and future generations.3 Clients and Customers
    We will work responsibly with our clients and our customers to encourage sustainable practices and enable economic activities that create shared prosperity for current and future generations.

There is a growing awareness among customers of environmental problems and the climate crisis. They are increasingly willing to invest in backyard renewable energy installations and other environmentally friendly products. Our task is to adapt our offer to their needs and to encourage the public to make environmentally sound choices.

ECO cash loan

We have launched the ECO cash loan for consumer purposes which supports individual customers in the purchase of ECO products and solutions. By reimbursing the fee for the purchase of „green products”, we encourage, among other things, the upgrading of domestic RES installations, the replacement of lighting with energy-efficient light solutions, the construction of domestic water treatment and recovery plants, the installation of biomass equipment, the replacement of external joinery, etc.  Customers can also use the loan funds to purchase energy-efficient household appliances, bicycles and even electric or hybrid cars.

You can read more about the ECO cash loan on the bank’s website at Retail Customers in the Offer – Loans section.

Eco-friendly payment cards

As of 1 July 2021, we have introduced Visa eco cards, which consist of 85% recycled plastic. By using recycled material to produce the cards, the related carbon footprint has been reduced by up to 75%. The new cards have a novel vertical design, consistent across the Santander Group in Europe.

860,700 eco-friendly cards issued in 2021, accounting for 42.4% of all cards issued

The Santander Group plans that by 2025, all debit, credit and pre-paid cards in Poland, Portugal, Spain and the UK, will be produced from sustainable materials, such as recycled PVC or corn-based plastic. The Santander Group will also reduce the number of cards on offer by more than 30%.

Green offer from Santander Leasing

Santander Leasing, which operates under the standards of the Santander Bank Polska Group, in 2021 introduced simplified application rules for photovoltaic financing with a term of up to 10 years when securing the transaction with a BGK guarantee, and began work on launching products with funding from the government’s 'My Electric Car’ programme.

In addition, Santander Leasing’s green offer includes:

  • lease/loan for the purchase of emission-free/hybrid vehicles for business,

  • loan for the purchase of emission-free/hybrid vehicles for consumers,

  • lease/loan for the purchase of photovoltaic installations for business,

  • loan for the purchase of photovoltaic installations for consumers,

  • lease/loan for the purchase of energy-efficient machinery (including agro-machinery) for business.