• GRI:
  • 102-2 Activities, brands, products and/or services.
    Activities, brands, products and/or services.
  • 103-1 Explanation of the material topics and their boundaries for the topic: digitization and innovation
    Explanation of the material topics and their boundaries for the topic: digitization and innovation
  • 103-2 Management approach to topics identified as material for the topic: digitization and innovation
    Management approach to topics identified as material for the topic: digitization and innovation
  • 103-3 Evaluation of the management approach to topics identified as material for the topic: digitization and innovation
    Evaluation of the management approach to topics identified as material for the topic: digitization and innovation
  • Custom indicator Information about key products, including new products introduced during the reporting period
    Information about key products, including new products introduced during the reporting period
  • KE/TCFD
  • ESG: E – Environment Our approach to the environment
    Our approach to the environment
  • ESG: S – Society Society (Our approach to Social Responsibility)
    Society (Our approach to Social Responsibility)
  • PRB 1 Alignment We will align our business strategy to be consistent with and contribute to individuals’ needs and society’s goals, as expressed in the Sustainable Development Goals (SDGs), the Paris Climate Agreement and relevant national and regional frameworks. We will focus our efforts where we have the most significant impact.
    We will align our business strategy to be consistent with and contribute to individuals’ needs and society’s goals, as expressed in the Sustainable Development Goals (SDGs), the Paris Climate Agreement and relevant national and regional frameworks. We will focus our efforts where we have the most significant impact.
  • PRB 3 Clients and Customers Clients and Customers – current and future generations.
    Clients and Customers – current and future generations.

Specialised products to meet the needs of entrepreneurs are offered by one of our Group companies, Santander Leasing S.A.

Product offer

In 2020, the company offered the following products tailored to different customer groups:

  • Leasing of means of transport – new and second-hand, including specialised vehicles and means of heavy transport, both land, air (aircraft, helicopters) or water (yachts, boats).
  • Leasing of machinery and equipment – offers the possibility of quickly obtaining machinery and equipment at the appropriate technical level and conditions tailored to the needs of customers.
  • Leasing and loan for farmers – provides financing for vehicles and agricultural machinery and equipment with flexible financing terms and fast service provided by leasing advisors.
  • Leasing and loans for doctors and veterinary surgeons – special financing offers for vehicles and medical equipment for representatives of the medical industry, i.e. entities running individual medical or veterinary practices. The formal requirements related to the conclusion of the contract take into account the specificity of the industry.
  • Leasing and loans for the construction industry – special financing offers for vehicles, machinery and equipment for the construction industry. The formal requirements for  executing a contract take into account the specific nature of the sector.

Key initiatives in 2020

Green offer

Santander Leasing S.A. developed its green leasing offer by supporting, among others, photovoltaics or electromobility (special offer: 100% leasing for the purchase of electric cars and 102% leasing for hybrid cars). The net value of assets financed as at 30 December, 2020 totalled over PLN 510m. The offer included, among others: electric cars (PLN 14.3m), hybrid cars (PLN 138m), photovoltaics (PLN 40.8m) and electric forklifts (PLN 13.6m).

SolarLease

Special financing offer for photovoltaic panels for entrepreneurs

From February 2020, entrepreneurs running a business or agricultural activity can obtain attractive financing from Santander Leasing, possible both as a loan and as a lease, regardless of the place of installation. Our offer assumes customer's own contribution starting from 10% of the installation value with the financing period ranging from 12 to even 72 months. Photovoltaic installations with a capacity of up to 50 kW and a total net value of PLN 15,000 to PLN 300,000 may be financed. Investment in photovoltaic panels offers a number of benefits, such as lower electricity bills, energy independence and care for the environment by reducing CO2 emissions. The offer is very popular - by the end of 2020 Santander Leasing had financed investments in photovoltaic panels worth nearly PLN 41 million, achieving sales dynamics of 335% year-on-year.

You can read more about green finance and products here

Digitisation

#signasyouwish

Santander Leasing has introduced the possibility of signing a contract remotely during an e-meeting: with a traditional signature (by hand) or with a qualified electronic signature. The e-meeting takes place via the Hangouts Meet application and is recorded with the customer’s consent. All the documents needed to sign the contract are sent to the client by encrypted e-mail. The advisor also gives the customer instructions on how to download the documents. The solution was popular with customers during the pandemic, so we decided to retain this option permanently. We are currently working on optimising the solution.

www.multisalon24.pl

This is a dedicated platform for the sale of new cars and vans available immediately. The concept is a response to the expectations of customers who, due to the pandemic situation, have opted for a remote and automatic sales process. The leasing proposal has been prepared on the currently available offer of Polish authorised dealers. The platform contains more than 200 new cars and trucks, and this is just the beginning. The financing has been combined with the possibility of using an extended assistance insurance package, the cost of which will amount to PLN 1 during the first year of the lease agreement.

Plans for 2021.

Santander Leasing wants to extend its offer of financing photovoltaic installations to another group of customers – retail customers.