Offering

SDG: 
Goal 3 - Good health and well-being
Goal 8 - Decent work and economic growth
Goal 12 - Responsible consumption and production
Goal 13 - Climate action
Goal 17 - Partnerships for the goals

  • PRB 2 Impact We will continuously increase our positive impacts while reducing the negative impacts on, and managing the risks to, people and environment resulting from our activities, products and services.
    We will continuously increase our positive impacts while reducing the negative impacts on, and managing the risks to, people and environment resulting from our activities, products and services.
  • ESG: E – Environment Our approach to the environment
    Our approach to the environment
  • KE/TCFD Opportunities related to resource efficiency, cost savings, use of low-carbon energy sources, development of new products and services, access to new markets and building resilience throughout the value chain
    Opportunities related to resource efficiency, cost savings, use of low-carbon energy sources, development of new products and services, access to new markets and building resilience throughout the value chain
  • KE/TCFD Major pro-environmental products and services offered to customers, including offerings that impact climate change solutions
    Major pro-environmental products and services offered to customers, including offerings that impact climate change solutions

The bank supports energy transformation alongside its customers

Under the Responsible Banking strategy, the bank actively supports the transformation of the Polish energy system into a zero-emission model.

We were the first institution in Poland to offer financial solutions based on ESG (Environmental, Social, Governance) or SDG (Sustainable Development Goals) principles. These include green bonds, ESG-linked loans and bonds, and interest rate volatility hedging transactions based on sustainable development principles. We are also involved in financing wind and solar farms. In 2020 we participated, among others, in the largest financing of photovoltaic farms portfolio in Poland to date. We actively participate in the transformation of the Polish energy sector - in the coming years we will continue to finance the transition from coal-fired power generation to green energy sources.

Michał Gajewski,

CEO of Santander Bank Polska S.A.

You can read more about green financing in the ‘Climate impacts’ section HERE

Our green offering

In 2020, Santander Leasing posted a record performance in the area of green investments amounting to PLN 423 million.

  • We promote the purchase of hybrid and electric cars. At the beginning of 2020 Santander Leasing launched promotional deals including a 100% lease for electric cars and 102% lease for hybrid cars.
  • We have simplified the financing of RES.
  • Santander Leasing S.A. offers the SolarLease product, which allows customers to finance photovoltaic installations in the form of a lease or loan. From February 2020, entrepreneurs conducting business or agricultural activity can receive attractive financing from Santander Leasing regardless of where the installation is located. The offer assumes that the customer’s own contribution will be as low as 10% of the installation value with the financing period ranging from 12 to even 72 months. The financed systems include photovoltaic installations with a capacity from 10 kW to 50 kW with a total net value from PLN 15,000 to PLN 300,000.
  • We offer business customers a loan guaranteed by Bank Gospodarstwa Krajowego under the name Biznesmax Guarantee. It is granted, among others, to support investments with an eco-friendly effect and to finance companies that have made such investments in the last five years. The product is very popular among corporate customers and facilitates the installation of photovoltaics or the purchase of equipment with higher environmental standards, which helps reduce the consumption of raw materials or energy.

We are also designing a product that will help develop not only a network of home electric vehicle charging stations, but also multi-site commercial stations.