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Financial performance

We are a stable bank, number two on the banking market in Poland in terms of the value of assets.

We can be trusted. Our corporate culture is based on values and ethical standards which guide our daily activities  and behaviours of our employees.

The applicable policies and procedures  guarantee conformance with the corporate governance and risk management rules. 

Stability

Santander Bank Polska  is the second largest bank in Poland in terms of the value of assets. In 2018,  the Group’s assets increased by 34.8% from the previous year to PLN 205.9bn. Taking into account the ownership structure, we are the biggest private bank in Poland.

Financial performance

2018 was a year of growth reflected in our financial performance results:

  • 11.9%

    total income (PLN 8.7bn)

  • 6.8%

    profit attributable to shareholders (PLN 2.4bn)

  • 19.1%

    fee income

GRI:
  • [201-1] Direct economic value generated and distributed Direct economic value generated and distributed

    Go to GRI list
FINANCIAL HIGHLIGHTS 31.12.2018 31.12.2017 31.12.2018 31.12.2017
PLN k EUR k
Consolidated financial statements of Santander Bank Polska Group
Net interest income 5 742 405 5 276 897 1 345 803

1 243 173

Net fee and commission income 2 057 802 2 013 126 482 271

474 268

Profit before tax 3 426 152 3 335 221 802 960

474 268

Net profit attributable to owners of Santander Bank Polska 2 365 222 2 213 054 554 319

521 369

Total net cash flows 10 349 939 -4 176 431 2 425 634

(983 917)

Total assets 205 852 860 152 674 444 47 872 758

(983 917)

Deposits from banks 2 832 928 2 783 083 658 820

667 262

Deposits from customers 149 616 658 111 481 135 34 794 572

26 728 316

Total liabilities 179 184 649 129 330 815 41 670 849

31 007 892

Total equity 26 668 211 23 343 629 6 201 910

5 596 785

Non-controlling interests in equity 1 564 184 1 436 409 363 764

344 388

Profit of the period attributable to non-controlling interests 333 791 305 460 78 228

71 963

Net book value per share in PLN/EUR 261.23 235 60.75

56.34

Capital ratio 15.98% 16.69%
Profit per share in PLN/EUR 23.72 22.29 5.56

5.25

Diluted earnings per share in PLN/EUR 23.68 22.25 5.55

5.24

Declared or paid dividend per share in PLN/EUR 3.1 5.4 0.73

1.27

31.12.208

31.12.2017

Number of shares  102 088 305 99 333 481

Detailed information about the financial results for 2018 can be found in the bank’s financial statements.

The solid financial results have been achieved thanks to stable operations of the bank, observance of the corporate governance and risk management principles and the acquisition of the demerged business of Deutsche Bank Polska S.A. in 2018.

Did you know…?
  • We are the second largest bank in Poland in terms of the asset value.
  • We are the biggest private bank in Poland.
  • As a result of the merger with the acquired business of Deutsche Bank, Santander Bank Polska has gained nearly 400,000 customers.