Activity profile

  • GRI:
  • Organisational details2-1
    Organisational details
  • Activities, value chain and other business relationships2-6
    Activities, value chain and other business relationships

About Santander Bank Polska S.A.

Santander Bank Polska S.A. (hereinafter “the bank”) with headquarters in Warsaw is the third largest commercial bank and the largest bank with private capital in Poland. It is the parent company of the Santander Bank Polska Group, and its total assets amount to PLN 259bn. Santander Bank Polska S.A.’s activities are concentrated in Poland and include typical business and operational relationships with foreign banks and financial institutions, as well as servicing foreign customers and multidimensional cooperation within the global Santander Group. The bank has no active cross-border activities in other countries.

259
 
PLN bn
Total assets

Santander Bank Polska Group provides services to meet a variety of financial needs of customers. In 2022, we served 5.7 million entities – including retail customers, small and medium-sized companies, large corporations and public sector institutions, both in the traditional channel and online.

We provide cash management services and handle domestic and foreign payments. We perform operations in the capital, money, foreign exchange and derivatives markets. We also conduct guarantee and brokerage activities.

5.7
 
million entities served in 2022
  • GRI:
  • Activities, value chain and other business relationships2-6
    Activities, value chain and other business relationships

Our offer includes:

  • bank accounts

  • credit product

  • savings and investment products

  • settlement products

  • intermediation in the sale of insurance products

  • card products

Nasza oferta
It is complemented by the products offered by our affiliates covered in this report. These include:
  • Santander Towarzystwo Funduszy Inwestycyjnych S.A.
  • Santander Leasing S.A.
  • Santander Factoring sp. z o.o.
  • Santander Allianz Towarzystwo Ubezpieczeń S.A.1
  • Santander Allianz Towarzystwo Ubezpieczeń na Życie S.A.2

1 [GRI 2-4] On May 21, 2022, the Santander Aviva insurance companies changed their names to Santander Allianz Towarzystwo Ubezpieczeń SA and Santander Allianz Towarzystwo Ubezpieczeń na Życie S.A. This is a result of the acquisition of ownership of Aviva’s Polish companies by the Allianz Group.
2 [GRI 2-4] On May 21, 2022, the Santander Aviva insurance companies changed their names to Santander Allianz Towarzystwo Ubezpieczeń SA and Santander Allianz Towarzystwo Ubezpieczeń na Życie S.A. This is a result of the acquisition of ownership of Aviva’s Polish companies by the Allianz Group.

Thanks to our cooperation with these companies, we can offer our customers access to investment funds, asset portfolios, leasing and factoring offers.

The Santander Bank Polska Group comprises the following subsidiaries and associates:

Skład Grupy Kapitałowej Banku
Subsidiaries:
  • Santander Finanse sp. z o.o.
  • Santander Consumer Finanse sp. z o.o.
  • Santander Factoring sp.z o.o.
  • PSA Finance Polska sp. z o.o.
  • Santander Leasing S.A.
  • PSA Consumer Finance Polska sp. z o.o.
  • Santander Leasing Poland Securitization 01
  • Santander Consumer Multirent sp. z o.o.
  • Santander Inwestycje sp. z o.o.
  • SCM POLAND AUTO 2019-1 DAC
  • Santander F24 S.A.
  • Santander Consumer Financial Solutions
    sp. z o.o.
  • Santander Towarzystwo Funduszy Inwestycyjnych S.A.
  • C. Poland Consumer 16-1 sp. z o.o.
  • Santander Consumer Bank S.A.
  • C. Poland Consumer 23-1 DAC
Podmioty stowarzyszone:
Associate:
  • POLFUND – Fundusz Poręczeń Kredytowych S.A.
  • Santander Allianz Towarzystwo Ubezpieczeń S.A.
  • Santander Allianz Towarzystwo Ubezpieczeń na Życie S.A.

This report relates to Santander Bank Polska S.A., unless it is explicitly indicated in the body of the report that the information refers to another company. More information on the structure of the Santander Bank Polska Group can be found in the Consolidated Financial Statements of the Santander Bank Polska Group for 2022.

Ownership structure and the Santander Group

Santander Bank Polska is a subsidiary of Banco Santander S.A., headquartered in Madrid.

Santander Bank Polska S.A. is listed on the Warsaw Stock Exchange, and our shares are included in the WIG20 and WIG-Banks indices. We are also listed in WIG-ESG, an index covering the most socially responsible WSE companies.

As at [31 December, 2022] the Santander Group has:

  • 160
     
    million
    customers, including 27.5 million loyal customers and 51.5 million digital customers

  • 206,462
     
    employees
  • 9,019
     
    branches