Results in the environmental area

Methodology for calculating CO₂ emissions

The Greenhouse Gas Protocol (GHG Protocol) standards, according to the revised version, were used to calculate CO2 emission levels: 'A Corporate Accounting and Reporting Standard revised edition, GHG Protocol Scope 2 Guidance Amendment to the GHG Protocol Corporate Standard’ and 'Corporate Value Chain (Scope 3) Accounting and Reporting Standard, Supplement to the GHG Protocol Corporate Accounting and Reporting Standard’.

Emission factors developed by the UK Department for Environment Food & Rural Affairs (DEFRA 2022), the National Balancing and Emissions Management Centre and the Energy Regulatory Authority were used. No changes were made to the calculation methodology compared to the 2021 baseline. Data consolidation based on operational control was used for the calculation of GHG emissions. The calculations were performed only for Santander Bank Polska S.A. GWP (Global Warming Potential) values based on the 4th edition of the IPPC (The Intergovernmental Panel on Climate Change) report were used in the calculations. The calculation took into account emissions from the following greenhouse gases: CO2, CH4, N2O, HFCs, PFCs, SF6 and NF.

Biogenic emissions

Biogenic emissions
Out of
scope
Emission source Consumption Unit Data type Emission indicator kgCOe/jdn Source tCO2e
Petrol – company cars – biogenic emissions 1,574,765.3 litres Real 0.083 DEFRA 2022 130.6
Diesel – company cars – biogenic emissions 7,538.8 litres Real 0.110 DEFRA 2022 0.8
Diesel for power generators – biogenic emissions 1,500.0 litres Real 0.110 DEFRA 2022 0.2

 

The table below describes the scope of the emission calculations, the emission sources and the calculation methodology:

Emission calculations, the emission sources and the calculation methodology
Scope Emission sources covered in the report Calculation method
Scope 1 Leakage of refrigerants R410A

R407C

R32

Emissions calculated on the basis of replenishment volume data for R410A, R407C, R32 provided by Santander, and the emissions factor obtained from DEFRA 2022 and EPA / Schiessl (R32) databases.
Emissions from mobile sources
  1. Diesel oil
  2. petrol
Emissions calculated using diesel and petrol consumption data for the transport fleet, provided by Santander, and an emissions factor from DEFRA 2022.
Emissions from stationary sources
  1. natural gas
  2. fuel oil
  3. diesel fuel
Emissions calculated using consumption data for heating oil and natural gas for heating, and diesel for standby generators, and an emissions factor obtained from DEFRA 2022.
Scope 2 Electricity Offices Emissions calculated on the basis of electricity consumption data, and the emission factor obtained from KOBiZE.

Market Based emissions calculated from data on the fuel mix of suppliers. The % supplier structure of the bank’s branches was used due to a lack of knowledge of suppliers in some of the premises used by Santander.

Remote work* No actual data available – estimate based on person-days spent working remotely and assumption that a person working remotely consumes 0.12 KWh per working hour.

Emissions calculated on the basis of estimated consumption and grid emissivity factor obtained from KOBiZE.

District heating Offices No actual data available – estimate based on benchmarks of annual heat consumption per sq m of floor area (extracted from the 2020 Statutory Energy Audit) and floor area of premises in use (heated with district heating). The calculation takes into account locations vacated during 2022, but only for the number of days they were in use by the bank.

Emissions calculated based on estimated consumption and an emissions factor obtained from DEFRA 2022.

Scope 3 Business travel Rental cars Emissions calculated on the basis of distance travelled in rented cars, provided by Santander, and an emissions factor sourced from DEFRA 2022.
Bus travel No actual data available – a distance of 100 km per purchased bus trip was assumed.

Emissions were calculated as the product of the estimated route length and the number of trips purchased, and the emissions factor was sourced from DEFRA 2022.

Rail travel No actual data available – a distance of 200 km per purchased rail trip was assumed.

Emissions were calculated as the product of the estimated route length and the number of trips purchased, and the emissions factor was sourced from DEFRA 2022.

Air travel Emissions calculated on the basis of domestic distance travelled (broken down by domestic, European and international flights) provided by Santander and the emissions factor sourced from DEFRA 2022.
* For consistency with previous years' methodologies, emissions from energy consumption during remote working have been assigned to Scope 2. This is because only energy has been included in the calculation (not other sources of emissions during remote work such as heating or equipment use). The bank is in the process of revising the existing methodology.

GHG emissions (in CO2e)

GHG emissions (in CO2e)
2022 2021
Scope 1 5,264.9 5,957.1
Scope 2 (location-based) 26,348.7 29,175.5
Scope 2 (market -based) 14,234.9 15,513.0
Scope 3 (business travel) 870.1* 94.7*
Total Scope 1+2 (location-based) 31,613.6 35,132.6
Total Scope 1+2 (market -based) 19,499.8 21,470.1
*Only location-based data from DEFRA was used.

Electricity consumption in the bank in 2021 and 2022

Electricity consumption in the bank in 2021 and 2022
Energy consumption [MWh] 2021 2022
Total electricity consumption 26,449.30 21,670.20
of which total consumption of energy from non-renewable sources 14,174.30 9,551.29
Including:
natural gas 12,399.38 9,227.10
fuel oil 1,549.37 308.28
Diesel oil 225.55 15.91

Bank’s car fleet

Bank’s car fleet
2021 2022
Number of petrol cars 13 12
Number of diesel cars 2 3
Number of hybrid/electric cars 1,303 1,310

Business trips

Business trips
Indicator 2019 2020 2021 2022
Number of trips per employee 3.17 1.55 0.60 1.05

Reduction in Diesel oil and petrol consumption associated with business travel using the bank’s fleet in 2022

Reduction in Diesel oil and petrol consumption associated with business travel using the bank’s fleet in 2022
Fuel consumption
Diesel consumption (in l) 7,538.8
Change in Diesel consumption compared to 2021 1,024.7
Petrol consumption (in l) 1,574,765.3
Change in petrol consumption compared to 2021 128,263.3
Average fuel consumption per employee: 0.0063

Materials used in the bank by weight and volume

Materials used in the bank by weight and volume
Paper (kg) Magnetic storage media (kg)
Branches 150,015,.0 4,670.0
Business Support Centres 18,077.5 13,575
Total 2022 1,168,092 18,245
Total 2021 1,216,560.0 13,770